How to Hire a Contractor for Home Projects
Steps to hiring a reliable contractor for a home project: getting quotes, checking licenses and insurance, contracts and payments, and finding one through referrals.
Updated Saturday, October 3
A home project is only as good as the contractor who does it. A little homework before you hire saves money, time and frustration.
1. Get recommendations first
Ask friends, neighbors and local business owners who they've used, and whether they'd hire them again. A referral from someone you trust is worth more than any number of online reviews.
2. Get two or three written quotes
Give each contractor the same description of the work. Compare what's included, the materials, the schedule and the payment terms, not just the total.
3. Check license and insurance
Ask for proof of liability insurance and workers' compensation, and check your state's contractor registration. Uninsured work can leave you responsible for accidents on your property.
4. Put it in writing
A good contract includes:
- A clear description of the work and materials
- Start and finish dates
- The total price and a payment schedule
- Who gets permits
- How changes are priced and approved
- Warranty details
5. Don't pay too much up front
A reasonable deposit is normal. Large payments before work starts are a warning sign. Tie later payments to finished stages of the work.
6. Keep in touch during the job
Agree on how you'll communicate and how often. Write down any changes as you go.
Looking for a contractor you can trust? Find a referral networking chapter near you: one professional per category, recommended by people who've hired them.
Questions
How many quotes should I get?
Two or three is usually enough to understand the price range and choose the contractor you trust most.
Who pulls the permits?
Usually the contractor. Make sure the contract says so.